Brought to you by: Medicare Knowledge

As you approach age 65, you may be feeling a mix of excitement and anxiety about entering a new phase of life, especially when it comes to healthcare. Medicare, the federal health insurance program designed for people aged 65 and older and those younger than 65 with certain medical issues, can seem like a complex maze. But understanding the basics can help you navigate it with confidence. Here’s a guide to help you transition smoothly into Medicare, and as always Medicare Knowledge stands ready to help you understand your options, free of charge.

The Inflation Reduction Act for Medicare, if not carefully designed and implemented, could potentially introduce several pitfalls for clients. Here are some possible pitfalls to consider:

​Voluntary or ancillary coverage, such as Hospital Indemnity, Dental, Vision and Hearing, Accident and Disability, or life insurance, can offer several benefits for both employers and employees:

Hospital indemnity plans can complement ACA (Affordable Care Act) and Medicare Advantage coverage in several ways, providing additional financial protection and support for individuals facing healthcare costs. Here's why a hospital indemnity plan can be beneficial for people with ACA and Medicare Advantage coverage:

These five ways to get the most out of your Medicare, can help you keep costs down while getting good care. They might even help you live longer and better!

DID YOU KNOW: Healthcare costs make up about 17% of our country’s entire GDP, concerning many of us with having access to affordable healthcare. Companies and individuals are looking for ways to keep costs down — and for most folks aged 65+, Medicare is an important piece of the puzzle. There are roughly 58 million enrollees in Medicare and with over 326 million people in America, that’s a hefty 18% of the population — nearly 1 in 5, projected to rise to 79M by 2030. Since it’s in the cards for most of us, here are five valuable ways to maximize your Medicare:

​As seniors, we are often times worried about being scammed by insurance agents, and insurance companies. Ben Franklin formed the very first insurance company way back in 1735. It was a fire insurance company and is the oldest insurance company in the U.S. still in existence. There wasn’t very much oversite, if any, over insurance companies back then. Over the decades more insurance companies were formed and taking advantage of people was pretty much overlooked. In 1871, the National Association of Insurance Commissioners (NAIC) was formed. The Insurance Commissioners from each of the States would, as a body, seek to regulate and standardize the insurance industry.

Welcome to our new insurance agency blog!
 
This is our very first post. We're not quite sure what we're going to write about here, but the plan is to create helpful content for customers and prospective clients about information that is relevant to you.
 
We hope you'll come to view this as a top resource for keeping your family and your finances safe.
 
Here are a few of the topics we may be writing about:

• Answers to clients' frequently asked questions.
• Helpful information about Medicare and your options.
• Safety and Health Tips and Ideas.
• Local Community Information.

 
Stay Tuned!

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